I get wet. If it rains hard I get real wet.

I stopped at a Dunkin’ Donuts for a coffee and an old fashioned after riding for an hour.  There is now a large puddle under my chair.

I have never bothered with biking rain gear.  You just sweat under it and get as soaked as you would have if you didn’t bother.  And what you are soaked in is sweat.  Yecch!